Mortgage Blog

Canada's Mortgage Expert

How Much of A Mortgage Can You Afford?

How Much of A Mortgage Can You Afford?

January 5, 2022 | Posted by: Shannon Mayhew

How Much of a Mortgage Can You Afford? Mortgage Application: How Much of A Mortgage Can You Afford? The mortgage application process involves a buyer's due diligence in calculating how much mortgage ...

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Sensible strategies to help you thrive in 2022

Sensible strategies to help you thrive in 2022

December 23, 2021 | Posted by: Shannon Mayhew

Canadians keep talking about the housing market! Are we in a housing bubble, will rates rise in 2022 and by how much, is this the right time to buy or refinance, is a lender's renewal offer the best ...

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Prequalification and Pre-Approval—What is the Difference? Home Buying in Canada

Prequalification and Pre-Approval—What is the Difference? Home Buying in Canada

December 15, 2021 | Posted by: Shannon Mayhew

What is the Difference Between Pre-Qualification and Pre-Approval? Prequalification and Pre-Approval-What is the Difference? Prequalification is a basic review of the borrower's information to deter ...

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Bank Of Canada Rate Update December 9, 2021

Bank Of Canada Rate Update December 9, 2021

December 8, 2021 | Posted by: Shannon Mayhew

Bank of Canada maintains policy rate and forward guidance The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent ...

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Preparing for Higher Rates

Preparing for Higher Rates

November 26, 2021 | Posted by: Shannon Mayhew

Given inflationary pressures, the Bank of Canada indicated in their last rate announcement that rate hikes could take place earlier than previously indicated, in mid-2022, which means variable rates t ...

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What to do if You Are Denied a Mortgage

What to do if You Are Denied a Mortgage

November 24, 2021 | Posted by: Shannon Mayhew

What to do if You Are Denied a Mortgage Main reasons Why your mortgage application is Denied and What to do If Mortgage lenders reject Yours Mortgage lenders often reject loan application requests f ...

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How to Deal With Mortgage Payment Difficulties

How to Deal With Mortgage Payment Difficulties

March 26, 2020 | Posted by: Shannon Mayhew

Sometimes unforeseen financial circumstances can impact your ability to make your regular mortgage payments. Or perhaps your debt demons have been caused by taking on too much other high-interest de ...

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Buy and renovate for the perfect abode with a mortgage for fixer uppers

Buy and renovate for the perfect abode with a mortgage for fixer uppers

March 12, 2020 | Posted by: Shannon Mayhew

  Many homebuyers looking at older properties find themselves in a common predicament: they’ve found a property that suits them, but it needs some costly and immediate upgrades.  & ...

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Homeownership - Buying with a friend

Homeownership - Buying with a friend

February 20, 2020 | Posted by: Shannon Mayhew

  An interesting new homebuying trend emerging among millennials is home purchases that are completed with a friend. It’s a creative solution to the housing market given tough qualifying ...

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The Mortgage Kit:  Start with proof of your income

The Mortgage Kit: Start with proof of your income

February 6, 2020 | Posted by: Shannon Mayhew

We’ve all heard the scout motto “Be prepared”. It’s great advice if you need a mortgage. Assembling everything your lender needs to verify your income is a critical component ...

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